Posted: Apr 3, 2007 12:45 am
also, you dont have to even pay a lawyer, you can get one to take their fee out of the settlement, and if they dont win you dont have to pay them anything.
this is called "contingency"
the lawyer gets a percentage of the monetary award - which is normally about 30-35%
there is an incentive for the lawyer, as they don't get paid unless they win --- on the other hand... you will find more than your fair share of ambulance chasers here too.
also Davie, i'm not sure you understand what i mean by "no fault insurance' - but its moot because you're in texas and it is not a no fault insurance state, so don't even think about it
you have civil recourse against the other driver regardless of what happens in the insurance claim.
you can peruse newspaper ads, the yellow pages, etc for a lawyer and then look them up in the martindale-hubble, which is a resource directory that publishes all sorts of info on lawyers - their firms, their education, etc.
i worked in the legal dept. of fireman's fund insurance doing insurance defense. the insurance companies have tons of lawyers on staff making sure they pay out as little as legally possible.
get a lawyer, present the facts and documents. a good, honest lawyer will tell you whether or not they can help you - and you should not have to pay a fee to talk to a lawyer when you are finding out whether or not you are going to hire them