Posted: Mar 21, 2006 8:37 pm |
Edited by: The Troll
Sorry to pipe in on this, it must be PMS (sorry, ladies), but I sort-of care about Joe, in an avuncular way.
Joe, from what I know of you (perhaps it's more projecting what I know of your father and your interests as mentioned) I think of you as more an entrepreneurial type. You don't seem to me to be one who will end up working for someone else but, instead, will be schemeing and doing as you get older. With that end in mind, it seems to me that it would be critical for you to resolve this issue in a good way. While I know it might be punk rock to say "fuck you" to the man, remember, you made an agreement when you signed up for that line of credit. You are only as good as your word. You will be judged by your word when it comes time, in the future, to finance your schemes. If you can placate the cc company by making a minimum payment (for 4K, it's gotta be something like $40), then do it. Don't get your credit fucked up now. Sure, they won't necessarily come after you, but they will do what they can to ensure your future attempts at getting a phone/car/cable/[insert service]/mortgage/business loan, troublesome. Sorry if this is sounding high and mighty, but, regardless of what you do and who you are, remember, you are only as good as your word, and, in this case, you gave your word to pay back what you borrowed.